Myscore
This is the Password that you used to register for MyScore.Passwords are required to be a minimum of 6 characters in length, and they must contain at least one digit, one uppercase letter, one lowercase letter.
MyScore.com is a credit reporting and monitoring website, and a provider of identity protection and fraud detection. What Services Does MyScore.com Offer? MyScore.com provides credit reports, daily monitoring and credit scores from all three credit reporting agencies. It also offers consultation services to help undo the damage caused by credit fraud. Another feature of MyScore.com is a complimentary subscription to My-Rewards, which provides access to free products and coupons.
This is a dubious benefit, as it amounts to registering for a coupons newsletter. One benefit of My-Rewards that is probably worth keeping is its complimentary roadside assistance, which offers a maximum of three claims for towing, tire change, jump start or fuel delivery services of up to $100 each claim. MyScore.com does not provide users with their FICO scores or identity theft protection services.
How Does MyScore.com Work? MyScore.com has three levels of credit reporting and monitoring coverage. The basic credit membership provides full access to TransUnion's credit report and score for $6.95 a time, and daily monitoring of Equifax and Experian. Daily monitoring means MyScore.com does not allow you to see your credit report but will contact you within 24 hours of any changes to your credit file. The premium credit membership offers unlimited access to TransUnion's credit report and score and daily monitoring of Experian and Equifax's credit reports. The ultimate credit membership offers full and unlimited access to all three credit reports and scores. However, MyScore is only clear on the cost of purchasing a credit report from TransUnion for users with a basic credit membership.
Myscore.com Cancel
This is because the website focuses on providing a free 7-day trial which automatically converts into a $29.95 monthly membership. According to certain reports, the 7-day trial only provides access to TransUnion's credit report and score.
A full membership is required to access all three credit reports and scores. It is not clear which level of coverage the $29.95 buys you and there are many complaints against MyScore.com for being less than clear on the coverage they provide. Therefore, if you do chose to become a member, make sure you call MyScore.com and confirm what services are included in your membership. In order to confirm their identity, users must open an account with MyScore.com and provide their full name, address, date of birth and Social Security Number, as well as a credit card or other method of payment. How Much Does It Cost? MyScore.com does not price its three tiers of coverage individually. The 7-day trial is free but converts to a $29.95 monthly membership once the trial expires.
It's not clear which level of membership this will buy you. How is MyScore.com Better/Worse Than Other Credit Reporting Companies? MyScore.com gives access to all three credit reports and scores. Users who register for the 7-day trial can receive access to their TransUnion credit report and score for free. It is also backed by a large company that is a leader in the identity theft industry and has an A+ rating with the BBB. However, MyScore.com does not specify which credit scores it offers.
One thing is certain, they aren't FICO scores: the scores most lenders, insurance companies and other service providers use. MyScore.com's pricing schedule is confusing to the extreme that it doesn't specify which coverage is offered once the 7-day trial ends.
The membership price of $29.95 is expensive for a product that doesn't include identity theft protection or FICO scores. Many users complain they didn't know they were agreeing to a monthly membership when they agreed to the 7-day trial.
Myscore
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I was told I needed to sign up for my free credit report when I applied for a loan and it asked for my CC#. I tried to skip the CC part but it wouldn't let me so I entered it into the box. I never got my credit report but they charged my account that day for $1.00 three times and the next day they charged my account $28 (that was last week) and they charged me again today. I called the number for customer service and immediately got told (by a computer) to please hold for assistance and then nothing at all. I waited on the line for over 15 minutes and no one ever came onto the line and no automatic messages either.
This is bs so I am going to have to get my husband to contact the bank and try to get to them that way. My next step is to file a claim against them for the $70 they cost me in overdraft fees and the amount that they took out. I sure hope this gets my money back! I recvd an email that indicated I was awarded a 'Free Credit Report for today only' so I decided to take advantage of it. I created the account, as asked, and also in putted my CC # but was told NO CHARGES WOULD BE MADE! I attempted to move from one window to the next to recv my report and got NOTHING!
So, I called. And they told me since I signed up for an account with them, and gave them my CC #, then it was up to ME to call back within the 7 day's to cancel my account and not be charged anything. I explained the situation.
Told them they need to check into their web site and they gave me a refund! I just purchased a bedroom set for my son from the Brandywine, MD location. We paid cash and I was promised a free TV was with my order well when he went to pickup the furniture we was told we never wanted the tv. I told them they are all liars and we want ur $1200 back well they wanted to keep 10% for canceling so I told them since they are holding onto our son's bedroom set and our money, we filed small claim on the company. Now I am talking with a lawyer to file a class action lawsuit and I wanted to see how many people wanted to be apart of the lawsuit. Plz email me at Lscalder84@gmail.com. I had a 'FREE' offer and it stated that I would see a 1.00 auth but it was just to verify the account.
They charged 1.00 and another 28.95 and then when I tried to cancel they wouldn't cancel kept trying to get me to stay on for another month or a different amount. I had to ask in one phone call about 14 times to just CANCEL the account completely. I figure if they don't cancel though this is the 2nd time I've called AND WAITED ON HOLD MORE THAN AN HOUR 1:06 to get a person I will have to just cancel the card they have the info on.
It's ridiculous.:( Very disappointed. I have no idea how the company got my credit card information. I have never requested a free online credit report, nor have I applied for an online loan. In fact, I never even heard of the company 'gld myscore' until today when I saw them all over my credit card statement.
However, for more than 6 months, every week- to every other week, for two days in a row, my credit card is charged $1.00 each time. It took so long for me to even realize I was being billed for this fraudulent charge because I do not use my credit card very often. What I am concerned with is if they are actually running a credit check on me each time they bill me. If so, what could this have done to my credit and does anybody have any idea how would I go about getting it fixed if it was damaged as a result of what gld myscore has done? Update: I contacted them on the phone and they agreed to refund the $28.95 but they they won't touch the now $95 (one of my $5.00 bills came through and couldn't be paid) in overdraft fees that their two transactions costed me. They said they never offer free anything and that people are stupid for signing up for their services without reading the 'fine' print.
Yeah, real nice business policy there.steal someone's money and then tell them they are stupid. Lesson learned and I will be telling everyone I know to stay away from the company all together as well as filing complaints with my bank and the Better Business Buereau.
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